South Tampa or Key West? Welcome to paradise. If you dream of living on the water, hopping on your boat after work for a quick sunset cruise, but aren't willing to pay millions—this is your chance. Live the dream for UNDER A MILLION DOLLARS! This move-in-ready Key West-style waterfront home is the ultimate Florida lifestyle retreat. It features 4 bedrooms, 3 bathrooms, and canal access to Tampa Bay—perfect for boaters and entertainers alike. The split-level layout showcases hardwood floors and plantation shutters throughout. The updated kitchen flows seamlessly into light-filled living and dining areas, while the spacious den opens to a covered patio overlooking a resort-style heated pool and spa with a swim-up bar, waterfall, and lush tropical landscaping. It’s like having your own private oasis! Some of the highlights include fully paid solar panels, an irrigation system, landscape lighting, surveillance cameras, a security system, and so much more. This home is designed for both comfort and peace of mind, with hurricane windows and a whole-house generator that ensures you're always covered. Boaters will love the easy access to the bay, canal fishing from your private dock, and the freedom to cruise the water whenever the mood strikes. And can you believe this is IN SOUTH TAMPA and UNDER a million dollars? Located just 10 minutes from the airport and downtown, this rare waterfront gem delivers the ultimate Florida lifestyle without the million-dollar price tag. Schedule your private showing today and start living the waterfront dream!