This inviting three-bedroom, two-bathroom home offers a practical layout and valuable updates, making it a great choice for first-time buyers, investors, or anyone seeking a non-HOA, non-deed-restricted property they can make their own. With 1,297 square feet of living space, the split-plan design provides a balance of functionality and comfort. The open-concept layout includes a living and dining room combination, complemented by a kitchen updated with granite countertops and newer appliances. Vaulted ceilings lend a sense of openness, while the split master suite features a walk-in closet for added convenience. Two well-sized guest bedrooms offer flexibility to accommodate family, guests, or home office needs. Additional features include an updated HVAC system (2019), a tankless water heater, and an oversized garage with an epoxy-coated floor, washer/dryer hookups, and a side entry door. Built with durable block construction, the home is further enhanced by a metal roof (2017) and impact windows installed in 2022, ensuring long-term value and peace of mind. The exterior offers a private retreat, with an 8-foot vinyl privacy fence enclosing a landscaped yard dotted with palm trees and a slab walkway. For those who enjoy outdoor activities, an optional membership with the Palmetto Point Civic Association provides access to a private boat ramp, a park, and a dog park—perfect for relaxing on Terra Ceia Bay or catching breathtaking sunsets. Conveniently located near I-275 and I-75, this home offers easy access to beaches, dining, shopping, and quick commutes to St. Petersburg, Tampa, Sarasota, and downtown Bradenton. Whether you're starting out, investing, or looking for a low-maintenance property, this home is worth a closer look.